We had a disastrous Real Estate Market in 2008 and that bubble was partially caused by unhealthy levels of mortgage debt. Homeowners were using their homes as ATM's by refinancing and swapping their equity for Cash. Many to invest in other property with loans and low down payments. It was crazy to think that prices would keep going up and [...]

Happy Thanksgiving!

  “There can be no greater gift than giving one’s time and energy to help others without expecting any in return.” —Nelson Mandela Gratitude is the key to being happy. All of us have something to be grateful for no matter our situation or our bank balance.  In this Thanksgiving season, let us all give thanks [...]

Wage Increases Make Home Buying More Affordable